Landlord Insurance

Fillable Questionnaire - Complete a fillable PDF and submit it to us with your info.

Are you a renter or tenant looking to protect your property and liability? Click here for more help.

Need help figuring our what type of property insurance you need? Answer up to seven questions online and find a solution. Click here

Landlord's Insurance is used for one to four family homes. Yes, this is insurance for multi-family homes. If there are more than 4 residential units in your multi-family home get more information here. If there are businesses in the building click here. Are you an owner occupant of your one to four family home? Great, we have a surprise for you! We have worked hard to find insurance companies that will insure your home under a homeowner policy. Call us right away to see if you qualify. 607-843-8860 Otherwise, please continue to read this page.

You don't occupy your rental property? No problem, you will likely appreciate a custom designed policy from DRickard Insurance. We can help you categorize your insurance needs no matter what you call it, Landlords Insurance, Landlord Home Insurance, Homeowner's Rental Property Insurance, Rented Residence Insurance, and many more. As long as your need for insurance is on a one, two, three, or four family home you have come to the right place.

Hint: This page is for tenant occupied 1-4 family home products. Click these links for other popular choices:
     Owner Occupied
     5 or more units residential building
     Other Income Properties

We work with many insurance companies that offer a wide variety of Landlord Insurance policies with many options. So when you contact us, we don’t put you through a cookie cutter factory. We take the time to design you an insurance product that fits your business strategy that you can have confidence in.

Foremost Landlord Rental Specialist Ribbon

Some refer to this type of insurance as Multi-Family or Multifamily insurance or insurance for multifamily properties. Others call this tenanted home insurance. While the insurance industry in general refers to everything that is 1 to 4 family homes that are not occupied by the owner as a residence to be landlord insurance properties. If there are four or less residences in the building you are on the correct page. If there are more than four follow this link.

You might think that you have a 1 to 4 family non-owner occupied home you would be looking for tenanted homeowners insurance. That may be a misconception. Your insurance needs differ when you are considering owner occupied property versus tenant occupied property. This is why when your residential property is not owner occupied you are more correctly insured by a landlord or similar policy. For more information why you need a landlord insurance policy follow this link. In any case call us for your landlord insurance and rental property insurance quotes.

Looking for the best landlord insurance? The best insurance, what people most often ask for online is the best and cheapest Landlord Insurance Policy. The situation is this, best is in the eye of the beholder. Most usually the best value is a policy that meets both your needs and your bottom line. Our approach to the best insurance product involves not using a cookie cutter approach to your insurance. So if you are looking for a comprehensive approach to getting the correct or best insurance for your needs, we are the people you want to contact. Call us at 607-843-8860 or email us at insurance@drickardinsurance.com.

Why DRickard Insurance for Landlord Insurance?

Value - DRickard Insurance creates customized landlord income property solutions that combine finding each insurers most favorable price while considering the landlord's objectives in deductibles, coverage, payment plans, and settlement options.
Choice - With many insurers trying to win your business through DRickard Insurance you get to choose what suits you best out of many offers. Thus putting you in the choice drivers seat.
Experience - DRickard Insurance Income Property Team members have years of experience in working with many types of income properties with landlords who have a variety of business objectives. Experience the difference when you put our experience to work for you.
Customization - DRickard Insurance will take the time to talk with you about the options that are available through the agency, what your objectives are, work with insurers to get your specific policy configuration created based on each insurers limitations.

Notice the links on the top of the page and the list on the bottom, with those links you can find customizations for your individual Landlord Insurance needs and wants. Some of the options you have when you choose DRickard Insurance as your Landlord Insurance Agency include valuation choices range from agreed value, market value, estimated actual cash value and estimated replacement cost value. The deductibles range from $500 to $10,000 with $2,500 being our most popular. The types of coverage available range from very basic fire policies to Special Form Policies that cover nearly everything that could happen to your income property and residual consequences of that loss.

For more information and to find out if your tenant occupied property qualifies for the insurance policies we have found please contact us insurance@drickardinsurance.com or 607-843-8860.

Click Here to send us basic information for an insurance premium indication.