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Terms
of Use and Privacy Statement
Disclaimer:
Your use of this site is under the understanding that: All prices,
programs, features, underwriting, offers, representations and
companies shown are subject to change without notice. We may add or
discontinue a company or program, or an insurer may change
underwriting criteria or product line availability without notice to
us. For the up to date info please contact us.
Definitions:
You - Any person or organization viewing or using the
DRICKARD INSURANCE web site, service, affiliated web site or program.
Terms of Use
DRICKARD Insurance has
created this informative site for your insurance needs. Your use
of this site indicates that you have read and accept the terms of use.
These terms are subject to change without notice and it is your responsibility
to review these terms.
Consultation
You are expected to consult
a licensed insurance professional before buying any insurance policy via this
web site or using any details listed here in to influence your insurance
purchasing decisions in any way.
Changes
All prices, programs, features, underwriting, offers, representations
and companies shown in this site are subject to change without notice.
We may add or discontinue a company or program or an insurer may change
underwriting criteria or product line availability without notice to us. With the insurance industry constantly changing we
may not be able to keep the site up with the latest information. For the
up to date info please contact us. All insurance applications are always
subject to current underwriting rules, acceptance of the insurer and adequate
premium paid.
Hold Harmless
It is agreed that you will
hold harmless DRICKARD Insurance, its owners, agents, brokers and affiliates
for any decisions you make using data from this site. You are recommended
to consult with your licensed insurance broker or agent before making any
insurance decision.
Bound Coverage
No coverage is bound until
you receive notification from the insurer that your coverage is bound.
Submitting a form does not bind coverage.
Suitability
DRICKARD INSURANCE makes no
warranty as to the suitability of any insurance product, for your specific
needs, bought directly without consulting with licensed, qualified Agent or
Broker. If fact we discourage the use of direct purchasing of insurance
or financial type products without a professional consultation.
Therefore you agree to hold DRICKARD INSURANCE harmless as to any insurance
product's suitableness for your needs, purchased via this web
site.
Privacy Statement
Information is collected by
several means through out the site and by our affiliates. This
information is for DRICKARD Insurance's use in acquiring estimates and
indications for premiums for your insurance needs. Other information
will be used in tracking interest in insurance products, which will aid us in
searching for carriers that carry products you need and desire.
We will not give the
information to any marketing companies.
Linking Agreement
You have permission to link
to our site. However you do not have permission to use any of our
content or images without prior written consent.
Business Names and Trademarks
DRickard, drickard, DRickard Insurance
and the DRI red underscored icon, and related images are trade names and
trademarks of Daniel Rickard. Use of these is by any other entity
or person is strictly forbidden.
All
trademarks, service marks, and trade names are proprietary to DRickard
Insurance and/or third parties. Third party's include, but are not
limited to:
21st Century Insurance, Wilmington, DE 19803
American Collectors Insurance, Cherry Hill, NJ 08034
American International Group, New York, NY 10038
Allstate, Northbrook, IL 60062
Allegany Co-op Insurance Company,
Cuba, NY 14727
Central Cooperative Insurance Company,
Baldwinsville, NY 13027
Claverack Cooperative Insurance Company, Kinderhook, NY 12106
 
Foremost Insurance Group,
Caledonia, MI 49316 |
Fulmont Mutual Insurance Company,
Johnstown, NY 12095-0487
Leatherstocking Cooperative Insurance Company, Cooperstown, NY 13326
Madison Mutual Insurance Company,
Chittenango, NY 13037-0357 |
Merchants Insurance Group,
Buffalo, NY 14202
Mercury Insurance Group, Los Angeles, CA |
Midrox Insurance Company, Roxbury, NY 12474
National Association of Professional Insurance Agents,
Alexandria, VA 22314
New York Mutual Underwriters, Latham, NY 12110
New York State Insurance Fund, New York, NY
Progressive, Mayfield, OH |
Security Mutual Insurance Company, Ithaca, NY 14850 |
Sterling Insurance Company, Cobleskill, NY 12043 |
Tower Group Companies, New York, NY 10038
Travelers Insurance, New York, NY
United Frontier Mutual Insurance Company, Lockport, NY 14094
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Utica National Insurance Group, New Hartford, NY 13413 |
Wright Flood, St Petersburg, FL 33702
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