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Commercial Auto Insurance 

Snow Plowing Operations

Frequently Asked Questions     Classes of Business Insured

There are four general classes of snow plow operations according to most insurance companies. 

1. One is the the operation that plows residential driveways for one family homes.  We understand that you may use your truck for both business and personal uses.  We have snow plowing insurance policies that will cover you light duty truck that is used in this way.  607-843-8860 or insurance@drickardinsurance.com

2. The second adds up to four family homes and small offices. 

3. The third adds retail plazas and other higher traffic areas including apartment buildings and offices.  For more information on how we can help you reach out to us 607-843-8860 or insurance@drickardinsurance.com

4. Fourth is the municipal contractor who plows streets or government properties.  We are not a good source for insurance for this type of snow removal operation.

NOTE:  If you also shovel snow, salt walks or driveways, or additional services that involves you doing more than just driving your truck, you will have a need for contractors liability insurance also.

Could not Commercial Auto information you were looking for? Contact us at 607-843-8860 or insurance@drickardinsurance.com

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