Hotel and Motel Insurance

Hotel Motel

Now is the time to evaluate your insurance package. With the tight economy and disruption in the hospitality industry you should have scalable insurance products and an agency that understand what your changing needs and can find you insurers that will work with you. That is why calling DRickard Insurance today is a great idea. What percentage of savings is worth calling 607-843-8860?

When purchasing insurance consideration needs to be given the specific needs of your business including what makes you different from your competitors. With your help we can build insurance packages unique to your business needs with appreciation for budget restrictions.

Coverage to consider:

Pool
Playground
Docs
Property of Others - Vendors
Property of Others - Guests
Food
Transportation
Signs
Golf Course
And So Many More

DRickard insurance approaches your Hotel/Motel insurance needs with many insurers' products. This means you are given options and choices to make you a satisfied client.

5 Reasons why you choose DRickard Insurance:

Options - With many insurance companies to choose from and all that they are willing to offer you have options to choose from.
Savings - When companies compete for your business you win. Give our companies a price to beat and see how they do.
Experience - For years we have been arrange insurance for hospitality businesses. Experience the difference.
Speed - Most insurance inquiries bring results within one business day.
Respectful - You and your time are valued.

The types of coverage that may be available and concerns depending on the specific situation*.

Property Coverage

Up to Special Form Replacement Cost Coverage on your home and related private structures
Replacement Cost coverage for your personal and business use contents

Antiques and Fine Art Coverage for those special items that you have special values for
Agreed Value Coverage for items that you want to be certain of what amount they are insured for
Special causes of loss on Personal and Business Personal Property
Ordinance of Law

Mechanical Breakdown
Coverage for the non-owned personal property you may become responsible for

Personal Property of Guests

Loss of Use Coverage

Additional Living Expenses
Loss of Use and Rents
Additional Business Expenses

Flood Insurance
Liability Coverage

Comprehensive Personal Liability
Commercial or Business General Liability
Premises and Location Specific Liability
Special Events Liability
Completed Products and Operations for the food served
Advertising and Personal Injury Liability
Medical Expense Benefit for guests
Liquor Liability

Busies Auto Insurance
Payment plans are available on a case by case basis

Do you live at your Motel/Hotel?

Then you also have the need for coverage for your personal property and liability. We can usually arrange this as part of your business policy. It's exciting because it simplifies your life and most likely saves you money and time.

*Please note that not all types of coverage will be available to every insured on every policy. In some cases it may take multiple policies and insurers to create your desired insurance package. Each individual policy must be referred to for specifics of coverage provided.