DRickard Insurance

Your Favorite Insurance People

607-843-8860  insurance@drickardinsurance.com


We specialize in Insurance Products for New York State:

We provide competitively priced solutions for:

Income Property Insurance Food Service Industry
Wastewater Treatment Commercial Property
Renovation Insurance Builders Risk Insurance

And many more! See our products page to find the insurance you are looking for.


Not sure what kind of property insurance you need? Visit our Question Tree:

Question Tree

Save more on car insurance:

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You will find information and forms to fill out on-line to get premium estimates and market indications. Review your policies carefully. All information we give you is based upon your representations and is not guaranteed until fully underwritten. Your issued policies are subject to underwriting. Information you send will be given to several insurance companies for the purpose of quoting you insurance premiums. Please enjoy this non-pressure approach to the insurance industry. Also note we are only active in upstate New York and will not respond to inquiries involving insuring property outside of New York State.

We limit our offerings of personal auto insurance, as well as home, boat, motorcycle, and recreational vehicle insurance to our "home" communities of Oxford, Norwich, Greene, Guilford, McDonough, Bainbridge ... well really Chenango, Otsego, and Broome counties of New York State. This includes the greater Oneonta, Cooperstown, and Binghamton communities.

For the rest of NYS we offer a wide variety of commercial, business, and income property insurance products.

Some of the insurance needs we can help you with are landlord and income property needs.

We may also be able to find you great pricing on life, disability, annuities, liability, commercial general liability, comprehensive personal liability, bonds, workers compensation, NYS DBL, NYS PFL, dental, employee benefits, cancer, accident, term life insurance, property, garage keepers, towing, special event, business, personal, inland marine, boat, auto, commercial auto, business auto insurance, home daycare, daycare center, professional liability, product liability, farm, home based business, contractor inn keeper, bed and breakfast, hotel, motel, horse farm, artisan contractor and so much more.

Did we mention that Landlord and tenant occupied property insurance is our specialty?

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Contact 607-843-8860 or insurance@drickardinsurance.com

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