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Campgrounds and RV Parks


DRickard Insurance and a variety of insurers are happy to offer insurance products to this segment of New York's tourist industry.

Why use DRickard Insurance for your specialized needs? 

The answer is because DRickard Insurance has found specialized insurance products to fit those needs from insurers that are focusing on providing what you need to protect you businesses from insurable losses.  We can provide you the guidance so you may make an informed decision.  See the list below for some of the necessary and unique features available in the policies we offer, keeping in mind that all features will not be available from all insurers.  Especially when considering insurance for your industry not all insurers or insurance agencies are created equal.

  1. One stop shopping is a great reason to use DRickard Insurance.  It is likely we may be able to satisfy all of your insurance needs including Buildings, Business Property, Crime, Liquor Liability, General Liability, and Automobile all bundled into one convenient policy.  In addition we offer Liquor Bonds, Flood Insurance and Employee Benefits Packages.
  2. We expect as part of your operations your RV park or campground will include amenities such as LP gas sales, golfing, fishing, boating, horseback riding, horse shoe pits, playgrounds, swimming pools, many other outdoor activities and amusement devices.  So we have found insurers who may provide you the important insurance protection you need for these concerns.
  3. We have insurers willing to offer, subject to underwriting, coverage for addition uncommon outdoor or indoor activities and entertainment such as climbing walls, fitness centers, go karts, skating, paintball, ropes-course, snow sledding, water slides, converts, special events, and fire works.
  4. Trailer spotting is an incidental exposure to loss that may be included in the insurance policy you select.
  5. High values of insurance coverage are available even if your location is over five miles from a fire department.
  6. Specialized loss control and risk management service are available.
  7. The pain is taken out of premiums by the insurers who offer interest-free installment plans for qualifying accounts.

Discounts*:

  • Association Discount:  Please note the special credit is available for qualifying campgrounds that hold membership in the Campground Owners of NY (CONY) association.  For more information contact us at 607-843-8860   insurance@drickardinsurance.com

  • Deductible Credit

  • Protective Safeguards Credit

  • Renewal Credit

  • Superior Risk Credit

* Not all discounts or credits are available from all insurers.

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