Regardless of the age* of the manufactured home, we have been able to find insurance for both replacement cost and actual cash value settlement options.
That having been said, we still get the question, "Can I get hazard or liability insurance on my older mobile home?" Again the answer is yes it is possible to get this insurance coverage on your manufactured home.
Policies start at an annual premium of around $215 per year.
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Basic Coverage
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Please keep in mind that the cheapest policies may not provide enough coverage for your needs. Let us customize a manufactured home insurance policy for you.
For more information you should contact us at 607-843-8860 or insurance@drickardinsurance.com with your concerns.
If your home insurance need is for a modular home you will be glad to know modular homes usually qualify for homeowner's insurance rather than manufactured home insurance saving hundreds of premium dollars a year. Contact us to find out more about these really great policies at 607-843-8860 or insurance@drickardinsurance.com.
Vacant Home Insurance - Depending on your situation we may have clever solutions for you. If you are purchasing a home that you will be occupying within 60 days of purchase you can often go directly to a mobile homeowners insurance policy. If your renovation will take longer we have a renovation project policy for your consideration. Contact us at 607-843-8860 or insurance@drickardinsurance.com.
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Homeowners Renters Buyers Under Contract |
Home Based Business NOTE - If you have a home based business including farming, farm animals, daycare, EBay office, or any other business; you will need special endorsements on your policy to be correctly covered. Contact us at 607-843-8860 or insurance@drickardinsurance.com.
Yes we do sell Reverse Mortgage Insurance! Click this link for more details.
Would you like a sampling of our premiums? Just answer a few questions about your home. Please call us at 607-843-8860 or contact us via email at DRickard Insurance with all the details you can think of.
*Age limitations depend on insurer underwriting rules.