Manufactured Housing Insurance

Modular Homes are generally prefabricated homes, built in a factory, delivered in sections and have a perimeter foundation. These homes usually may be insured on a homeowners policy. We have many options to insure modular homes.

Mobile Homes are manufactured in factories but are not designed to be placed on perimeter foundations. They usually come as single or doublewides. they are normally required to be insured on mobile home owner policies. Two of the draw backs of most mobile home policies are the cost and the actual cash value, depreciated valve settlement option. Good news for you we have found these uncommon options for mobile home owners from several insurers:

• Doublewide on a full slab - May be insured on a homeowners policy with replacement cost options and favorable pricing.

• Single and doublewides - may have replacement cost settlement options regardless of age.

All prices, programs, features, underwriting, offers, representations and companies shown in this site are subject to change without notice. We may add or discontinue a company or program or an insurer may change underwriting criteria or product line availability without notice to us. With the insurance industry constantly changing we may not be able to keep the site up with the latest information. For the up to date info please contact us. All insurance applications are always subject to current underwriting rules, acceptance of the insurer and adequate premium paid.