Home Inspectors Professional Liability Insurance through DRickard Insurance

DRickard Insurance

607-843-8860

insurance@drickardinsurance.com

New York State

DRickard Insurance
"Your Favorite Insurance People"

DRickard Insurance

Your Favorite Insurance People

607-843-8860 insurance@drickardinsurance.com

Home Inspectors

Professional Liability Insurance

Home Inspectors Professional Liability insurance is designed to protect businesses that specialize in real estate assessments. Covering the professional activity of real property inspectors may not be enough compared to the scope of your operations. Please talk with us about what you would like your insurance to do for you.

Protect yourself from unintentional mistakes due to negligence or breach of contract made while doing business. When you help us to identify them, in most cases we can find professional liability policies that will cover varying components of your unique business.

Additional coverage to consider:

Building
Business Contents
Cyber
Professional Liability
General Liability
Contractual
Automotive
Pollutants
Media and Internet
And So Many More

Why Do You Need Professional Liability Insurance?

A Real Estate Property Inspectors Professional Liability policy can cover costs for legal defense as well as settlements for negligence and breach of contract. Hiring a lawyer or reaching a settlement out of court can cost you a lot of money. Proving non-negligence will have huge costs. For example, a real estate agent makes an error and the buying couple sues for negligence. Without a real estate E&O policy the inspector would have to pay to settle or to hire a lawyer, which could potentially ruin his business. But with the right coverage the risk of negligence can be protected.

What Coverage Do You Chose?

Coverage May Include:

Multiple Limit options available ranging from $250K/$250K to $1MM/$2MM
$1,000 Deductible
Dedicated Limit of Defense Available
Punitive Damages Coverage Available
Disciplinary Proceedings Defense Coverage
Subpoena Defense Coverage
Reputational Risk Coverage
Media Coverage

The types of coverage that may be available depending on your specific situation*:

Business Liability Policy

Location
General
Bodily Injury
Property Damage
Contractual
Products
Completed Operations
Advertising
Personal Injury
Employment Practices
Fiduciary
Management
Consultants
Professional
Errors & Ommissions
Media
Too Many More To List, so please call us at 607-843-8860

I don't see what I need for my business!

There are literally hundreds of businesses that we serve with liability products. Don't dispair, do give us a phone call at 607-843-8860 and we will do our best to help you solve your problem.

*Please note that not all types of coverage will be available to every insured on every policy. In some cases it may take multiple policies and insurers to create your desired insurance package. Each individual policy must be referred to for specifics of coverage provided. Any comment we make here are illustrative only and your insurer may expand on or deminish the coverage based on the policy langauge in the specific contract you purchase. Again we advise you that you must read your policy carefully.