Recreational Vehicles & Travel Trailers

DRickard Insurance sells personal use RV insurance and Travel Trailer insurance for many insurance companies for RVs and Travel Trailers that are primarily garaged in NY state.

RVs & Travel Trailers      Discounts      Coverage      Helpful Hints

RVs & Travel Trailers - There are many types of RVs and Travel Trailers that we can find insurance coverage for, even full time use RVs and trailers with no living quarters at all! (Communicate with us for more specific information at 607-843-8860 or insurance@drickardinsurance.com)

Examples of RVs & Travel Trailers that we may be able to find insurance coverage for:

• Conventional (class a)
• Professional bus conversion (class a)
• Non-professional bus conversion (class a)
• Camper van (class b)
• Mini-motorhome (class c)
• Toterhome
• Conventional Trailer
• Trailer toy haulers with living and utility quarters
• Fifth-wheel trailer
• Mounted truck camper
• Pop-up tent trailer
• Horse, cargo and utility trailer with no living quarters
• and more, even if you don't find yours listed here you should still contact us at 607-843-8860 or insurance@drickardinsurance.com

Coverage - You will want to consider these important types and even the appropriate amounts of insurance protection in these categories when making your RV or Travel Trailer insurance choices.  Please contact us at 607-843-8860 or insurance@drickardinsurance.com so we can help you with this. A short list of coverage to consider:

• Total loss replacement – replaces a “totaled” RV with a new model of similar make and quality
• Emergency vacation expense – provides up to $2,000 for lodging and transportation if an RV is damaged during a trip
• Disappearing deductibles – reduces the deductible by 25 percent at each claim free renewal
• Full timer’s package – extra coverage for customers who use an RV as their home
• Replacement cost personal effects – protects the insured’s personal items including cameras, clothes, cell phones, etc.
• 24-hour roadside assistance – provides assistance for disabled vehicles – and we’ll be sure to send a tow truck that can handle your customer’s RV
• Windshield coverage – new $0 deductible option for replacing a damaged windshield
• Free pet injury coverage – pays up to $1,000 toward veterinary fees or the pet’s replacement
• Physical Damage Coverage
• Medical Payment Coverage
• Liability Coverage

Discounts - There are many discounts, credits and favorable rating factors that will help lower your insurance premiums. Not every insurance company offers all of the discounts or considers all of the factors listed below when creating an insurance policy. We have listed some that we have found so that you may have these on your mind when talking about your RV or Travel Trailer insurance with us. Please contact us now at 607-843-8860 or insurance@drickardinsurance.com to talk about how we may help you save money on your RV or Travel Trailer insurance. In some cases the combination of discounts can really add up and apply to most premiums! Some discounts and insurance premium rating factors include:

• Multi-Policy Discount
• Original Owner Discount
• Responsible Driver Discount
• Transfer Discount
• Claim Free Renewal Discount
• Paid-In-Full Discount
• Prompt Payment Discount
• Small Claim Forgiveness
• Accident Forgiveness
• 55 and Retired Discounts - Drivers who are at least 55 years old and not actively seeking full-time employment can save.
• Or ... Maybe you will want us to add the RV or Travel Trailer coverage to your homeowners insurance! Contact us at 607-843-8860 or insurance@drickardinsurance.com

Helpful Hints - Things to know when you contact us; to speed the premium estimation process include all of the personal information for the owners and anyone that will be a regular operator of the RV or Travel Trailer. Know that we will build your policy for you, with that being said, think about the types of coverage that will be best for you! Contact us 607-843-8860 or insurance@drickardinsurance.com to build you a policy today.

Back to Top