DRickard insurance sells personal use boat insurnace and personal watercraft insurance for many insurance companies for watercraft garaged or marinaed in New York State.

DRickard Insurance

607-843-8860

insurance@drickardinsurance.com

New York State

DRickard Insurance
"Your Favorite Insurance People"

DRickard Insurance

Your Favorite Insurance People

607-843-8860 insurance@drickardinsurance.com

Boat Insurance

DRickard Insurance sells personal use boat insurance and personal watercraft insurance for many insurance companies for watercraft garaged or docked in New York State.

Boats and Watercraft Discounts Coverage Helpful Hints

Boats and Watercraft - There are many types of boats and personal watercraft that we can find insurance coverage for, even some commercial use watercraft. Examples of watercraft that we may be able to find insurance coverage for: (Communicate with us for more specific information 607-843-8860 or insurance@drickardinsurance.com)

Antique Boat - When they qualify, a special antique boat owners policy is most appropriate, contact 607-843-8860 or insurance@drickardinsurance.com

Bass boat

Catamaran

Inflatable watercraft

Jet ski

Jet boat

Motor boat

Pontoon boat

Sail boat

and more, even if you don't find yours listed here you should still contact us 607-843-8860 or insurance@drickardinsurance.com

Coverage - You will want to consider these important types and even the appropriate amounts of insurance protection in these categories when making your boat and watercraft insurance choices. Please contact us at 607-843-8860 or insurance@drickardinsurance.com so we can help you with this. A short list of coverage to consider:

Hull Insurance

Liability Coverage - (liability limits available up to $1,000,000 and even more when we add a Liability Personal Umbrella Policy)

Medical Payments

Property Protection

Uninsured Boaters Coverage - (In case that an uninsured boater causes an injury. How many uninsured boaters do you think there are on the water?)

Discounts - There are many discounts, credits and favorable rating factors that will help lower your insurance premiums. Not every insurance company offers all of the discounts or considers all of the factors listed below when creating an insurance policy We have listed some that we have found so that you may have these on your mind when talking about your boat insurance with us. Please contact us now at 607-843-8860 or insurance@drickardinsurance.com to talk about how we may help you save money on your boat and watercraft insurance. In some cases the combination of discounts can add up to 75% and apply to most premiums! Some discounts and insurance premium rating factors include:

Accident Free

Account Credit

Area of use

Clean Driving Record

Loss Free

Loss Free Renewal

Mature Boater

Multi Policy Credit

New Boat

Renewal

Safety Course

Safety Device

Or ... Maybe you will want us to add the boat coverage to your homeowners insurance! Contact us at 607-843-8860 or insurance@drickardinsurance.com

Helpful Hints - Things to know when you contact to speed the premium estimation process include all of the personal information for the owners and operators, the hull id# and material of the hull, hull shape and configuration, horsepower, speed, engine configuration and value that you would like for the boat, engine and trailer. Contact us 607-843-8860 or insurance@drickardinsurance.com to build you a policy today.