Health & Fitness Industry Insurance

DRickard Insurance is happy to offer insurance products specially designed for the health and fitness industry in New York State.

Contact us at 607-843-8860 or insurance@drickardinsurance.com for more information about the custom designed insurance package we can make just for you.

Why use DRickard Insurance for your specialized needs? The answer is because DRickard Insurance has found specialized insurance products to fit those needs from insurers that are focusing on providing what you need to protect you businesses from insurable losses. We can provide you the guidance so you may make an informed decision. See the list below for some of the necessary and unique features available in the policies we offer, keeping in mind that all features will not be available from all insurers. Especially when considering insurance for your industry not all insurers or insurance agencies are created equal.

Coverage benefits possible in the flexible and comprehensive specialty program (Highlights):

• General and Professional Liability with limits of $1,000,000 per occurrence and $3,000,000 aggregate (higher limits available)
• Coverage for contracted professionals included
• Business Income and Extra Expense limit of $100,000 included as part of an elite property form
• Property coverage afforded for Automatic External Defibrillators (AED)

Contact us at 607-843-8860 or insurance@drickardinsurance.com for more information about the custom designed insurance package we can make just for you.

Coverage benefits possible in the flexible and comprehensive specialty program (The longer list):

• Liability

• General and Professional Liability coverage with a $1,000,000 occurrence limit and a $3,000,000 aggregate

• Personal Injury Liability

• Coverage may be extended to contracted professionals

• Incidentally Tanning Liability

• Liquor Liability

• Abuse and Molestation Liability

• Property

• Real Estate Insurance

• Blanket Limits For Contents

• Special Causes of Loss

• Property of Customers Coverage

• Pools and Courts Coverage

• Spoilage Coverage

• Signs Coverage

• Trophies Coverage

• Business Income and Extra Expense

• Business Auto

• Separate Business Auto Policy

• Hired Auto

• Non-Owned Auto

• Rental Reimbursement

• Crime Benefits

• Theft

• Disappearance

• Vandalism

• Forgery

• Employee Dishonesty

Contact us at 607-843-8860 or insurance@drickardinsurance.com for more information about the custom designed insurance package we can make just for you.

Extra Special Coverage Options:

• Crisis Management Expenses

• Business Travel Accident Benefit

• Donation Assurance

• Emergency Real Estate Consulting Expense

• Identity Theft Expense

• PR Expense

• Key Individual Replacement

• Kidnap

• Terrorism

• Workplace Violence Counseling Expense

• Temporary Location Expenses

• Travel Delay Reimbursement

Contact us at 607-843-8860 or insurance@drickardinsurance.com for more information about the custom designed insurance package we can make just for you.

Additional non-policy benefits from an insurer experienced in this specialty industry area:

• Specialized Help with Waivers

• Risk Management Services

* Not all discounts, benefits, coverage or credits are available from all insurers.

Contact us at 607-843-8860 or insurance@drickardinsurance.com for more information about the custom designed insurance package we can make just for you.

All prices, programs, features, underwriting, offers, representations and companies shown in this site are subject to change without notice. We may add or discontinue a company or program or an insurer may change underwriting criteria or product line availability without notice to us. With the insurance industry constantly changing we may not be able to keep the site up with the latest information. For the up to date info please contact us. All insurance applications are always subject to current underwriting rules, acceptance of the insurer and adequate premium paid.