What does Builder's Risk Insurance cover?
Answer: Builders Risk Insurance policies generally cover the following. Not every insurer offers every coverage option.
- Building
- Only the building under construction, that is, listed on the policy, for the amount that is actually completed in the building (completed value builders risk), even though the policy shows the completed project coverage. Keep records to show the current value of the building.
- Yup, this may be it on many Builders Risk Policies.
- Additional Optional Coverage (Short list, not all items are available from all carriers.)
- Uninstalled Building Material
- Theft of Building
- Premises Liability
- Medical Benefit Reimbursement
- Vandalism
Additional causes of loss may be acquired is there something special you are looking for?
607-843-8860 or insurance@drickardinsurance.com
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