Contractors Insurance
FAQs

List of Contractors      Coverage Options      FAQs

DRickard Insurance has a lot of experience working with contractors over the years, and we've found answers to a lot of questions. Here is a list of some of the more frequently asked:

If I do a variety of work as a handyman, can I still purchase a contractors insurance policy?

What if I need a bond for my business?

Do I have to purchase my Workers’ Compensation through the New York State Insurance Fund?

Can I get Workers’ Compensation even though I have no employees?

Do I have to purchase my New York State Disability Insurance through the New York State Insurance Fund?

Can I get General Liability coverage even though I do a variety of things including roofs?

What if I have need of listing an additional insured on my policy, special provisions, waiver of subrogation, or special language?

What if I need a Workers Compensation certificate and I have no employees?

What do I need to provide to get a quick premium indication?

Is there a way that I can bundle my Workers Compensation, Contractors Insurance, and Business Auto Insurance through the same carrier? Will This save me money?

Do I need to come into the office of DRickard Insurance to purchase these policies?

Didn't find the answer to your question? Contact us at 607-843-8860 or insurance@drickardinsurance.com to find out what we can do for you.