Snowmobile Insurance

DRickard Insurance sells personal use snowmobile insurance for many insurance companies for snowmobiles garaged in New York State.

Snowmobiles      Discounts      Coverage      Helpful Hints      FAQs

Snowmobile Policies Starting at $12/Month!

Snowmobiles - There are many types of snowmobiles that we can find insurance coverage for, including your coverage for your after-market equipment. Examples of snowmobiles that we may be able to find insurance coverage for: (Communicate with us for more specific information 607-843-8860 or insurance@drickardinsurance.com)

• High Performance Snowmobiles

• Mountain Snowmobiles

• Touring Snowmobiles

• Trail Snowmobiles

• Utility Snowmobiles

Major brands including Arctic Cat, Polaris, Ski-Doo, Yamaha and more, even if you don't find yours listed here you should still contact us at 607-843-8860 or insurance@drickardinsurance.com

Coverage - You will want to consider these important types and even the appropriate amounts of insurance protection in these categories when making your snowmobile insurance choices. Please contact us at 607-843-8860 or insurance@drickardinsurance.com so we can help you with this. A short list of coverage to consider:

• Transport Trailer Coverage - We offer up to $10,000 worth of Physical Damage coverage.

• Broad Acceptance Coverage - for all the major brands of snowmobiles, including Arctic Cat, Polaris, Ski-Doo, and Yamaha. We insure most types of snowmobiles, including high performance, mountain, touring, trail, and utility type snowmobiles.

• U.S. and Canadian Coverage - You’re covered no matter where you’re headed!

• Snowmobile Accessory Coverage - $3,000 worth of coverage to protect after-market equipment: Helmets, riding apparel, windshields, etc.

Discounts - There are many discounts, credits and favorable rating factors that will help lower your insurance premiums. Not every insurance company offers all of the discounts or considers all of the factors listed below when creating an insurance policy. We have listed some that we have found so that you may have these on your mind when talking about your snowmobile insurance with us. Please contact us now at 607-843-8860 or insurance@drickardinsurance.com to talk about how we may help you save money on your snowmobile insurance. In some cases the combination of discounts can really add up and apply to most premiums! Some discounts and insurance premium rating factors include:

• Multi Policy Discount

• Paid-In-Full Discount

• Safety Course Discount

• Claim Free Renewal Discount

Or ... Maybe you will want us to add the snowmobile coverage to your homeowners insurance! Contact us at 607-843-8860 or insurance@drickardinsurance.com

FAQs -

Q - Do I have to insure my snowmobile for the entire year?

A - No, but in order to protect your snowmobile from any covered loss, it is recommended that you maintain insurance year-round. Some companies may charge a fee to cancel your insurance early.

Q - Can I let my wife ride my snowmobile?

A - Any household resident who is listed on this policy will be covered to operate it.

Helpful Hints - Things to know when you contact us to speed the premium estimation process; include all of the personal information for the owners and operators. Think about the extra equipment that you may have purchased for your snowmobile and if you want to cover that also. Contact us at 607-843-8860 or insurance@drickardinsurance.com to build you a policy today.

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All prices, programs, features, underwriting, offers, representations and companies shown in this site are subject to change without notice. We may add or discontinue a company or program or an insurer may change underwriting criteria or product line availability without notice to us. With the insurance industry constantly changing we may not be able to keep the site up with the latest information. For the up to date info please contact us. All insurance applications are always subject to current underwriting rules, acceptance of the insurer and adequate premium paid.