Horse Farm Insurance

It is important that your horse operation be protected by a company with a unique equine program. We have an insurer who has a custom designed insurance programs for equestrians. With outstanding protection for not only the backyard enthusiast, but the small commercial venture involved in lessons, boarding, breeding, and training horses as well.

If your farm is well managed and maintained, owner occupied and the policy will include your primary residence give us a call to see if you can fit into the Equestrian Estate Program.

Besides coverage for your qualifying buildings these are some of the special coverage you can purchase:

Personal Comprehensive Liability

Protects you for your personal liability on or off the farm.

Commercial Farm Liability

Protects you from liability arising out of your farm premises.

Owned and Non-Owned Horses

Boarding, Breeding, Training & Lessons

Independent trainers or instructors can be added as additional insured.

Parade Participation

Practice Events

Incidental Retail Sales (Tack, Clothing, Food up to $3,000)

Care Custody & Control - Horses (If something happens to other peoples horse while your taking care of it.)

Care Custody & Control - Tack (If something happens to other peoples stuff while your are in possession of it.)

Pollution Liability

There is more coverage and limitations than shown here. This is an overview of the program and does not include all policy coverage, limitations and exclusions. For a complete description of coverage, limitations and exclusions refer to the coverage forms. Always read your policy carefully.

For more information and to find out if your farming operation qualifies please contact us insurance@drickardinsurance.com or 607-843-8860.