U pick or you pick farm insurance selling your garden products.

DRickard Insurance

607-843-8860

insurance@drickardinsurance.com

New York State

DRickard Insurance
"Your Favorite Insurance People"

DRickard Insurance

Your Favorite Insurance People

Self Pick Farm Insurance Information

DRickard Insurance is committed to working with farm owners to do our best to bring satisfactory farm insurance policies with coverage options desired by the hard working farmers who feed us in New York State.

U-Pick or You Pick Farm Insurance

If you invite the public to come on your property to buy your farm or garden products or invite consumers to pick produce growing on your property you have created a commercial business exposure and your homeowner policy is not the correct product to cover this. A farm insurance policy is a better choice of insurance the the farm business you have. There are several types to choose from.

Home Based Business - No acreage

Hobby Farm - 50 acres or less and not your primary income

Small Farm - Primary income source or under 150 acres

Farm Insurance - Farms over 150 acres

Horse Farms

Please contact us today so we may assess your insurance needs and custom design a policy that addresses those needs and your concerns. Probably you may need Farm Comprehensive Personal Liability, Farm Property or Business Personal Property Coverage, Farm Equipment and Machinery Coverage, and specific coverage for every building on your property, just to list a few concerns. Failure to address these concerns may give your insurer a reason to deny insurance coverage if there is a loss. Why take the risk? Contact us for possible solutions.

For more information and to find out if your farming operation qualifies please contact us insurance@drickardinsurance.com or 607-843-8860.