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Farm Insurance Information

DRickard Insurance is committed to working with farm owners to do our best to bring satisfactory farm insurance policies with coverage options desired by the hard working farmers who feed us in New York State.

Some of the farming operations that we may find insurance coverage for include, but are not limited to Beef Farms, Chicken Farms, Custom Farms and Farming, Dairy Farms, Farm Stands, Hobby Farms, Horse Farms, Llama Farms, Maple Syrup Production, Personal Use Farming, Pig Farms, Produce Farms, Sheep Farms, Tenant Farming Operations (for the tenant or the landlord),U-Pick Farm Operations, and Many More Farms. There are many types of coverage and credits to consider when custom designing a policy to fit your needs and goals. Please click the underlined items for more information.

Types of coverage to address some of the insurance coverage of concern to farm owners include:

• Residence Insurance Coverage
• Primary Residence
• Secondary and Seasonal Residences
• Residences occupied by employees or other family members who are not the deed holder
• Residences not at the farm location or on farm use deeds
• Insurance for Personal Property for not for business or farm use, including coverage while the property while it is away form the premises
• Insurance for Business or Farm use Personal Property, including tools and other items
• Insurance for every building or the ability to exclude buildings from coverage
• Farm Machinery that is owned, borrowed, rented or leased
• Liability coverage for a wide range of entities and operations exposure with liability limits up to $2,000,000 per occurrence and a $4,000,000 aggregate limit.
• Specialty Coverage such as:
• Market Garden Liability
• Self-Pick Liability
• Loss of Income
• Extra Expense
• Livestock
• Special Dairy Products Spoilage Coverage
• Milk Contamination
• Mechanical Breakdown Coverage
• Commercial Refrigeration Systems Coverage
• Greenhouse
• Roadside Stands

For more information and to find out if your farming operation qualifies please contact us at insurance@drickardinsurance.com or 607-843-8860.