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In Home Child Care Insurance Programs 607-843-8860 or insurance@drickardinsurance.com Why buy home childcare liability insurance? What Does In-Home Childcare Liability Insurance Cover? What are the eligability requirements for most In-Home childcare liability policies? Why Buy In-Home Childcare Liability Insurance from DRickard Insurance? To be eligible for most In-Home Childcare Liability Policies you must: Be licensed for your operations. Care for only 1-18 children in a home that live in as your primary residence. If you have a pool greater than 18 inches deep you must have in completely fenced in, with a self locking gate, and never allow children in your daycare to use it. Keep animals separate from children at all times. To be eligible for most In-Home Childcare Liability Policies you must not: Harbor any dog that is a Rottweiler, Pit Bull, Doberman, Mastiff, any mixed breed with where these breeds are dominant, or any aggressive dog. Allow children to use any pool greater than 18 inches deep. Notable common exclusions: Liability claims due to animals, motorized vehicles, or trampolines. Read you policy carefully for the complete list of exclusions, limitations and stipulations. Contact us for more facts at 607-843-8860 or insurance@drickardinsurance.com. All prices, programs, features, underwriting, offers, representations and companies shown in this site are subject to change without notice. We may add or discontinue a company or program or an insurer may change underwriting criteria or product line availability without notice to us. With the insurance industry constantly changing we may not be able to keep the site up with the latest information. For the up to date info please contact us. All insurance applications are always subject to current underwriting rules, acceptance of the insurer and adequate premium paid. |
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