In Home Child Care Insurance Programs

607-843-8860 or insurance@drickardinsurance.com

Why buy home childcare liability insurance?

What Does In-Home Childcare Liability Insurance Cover?

What are the eligibility requirements for most In-Home childcare liability policies?

Why Buy In-Home Childcare Liability Insurance from DRickard Insurance?

Other Childcare Situations

Why Buy In-Home Childcare Liability Insurance from DRickard Insurance?

Some say it is because the owner of DRickard Insurance had many children and really understands home child daycare. That, however is not the best reason. For real reasons contact us at 607-843-8860 or insurance@drickardinsurance.com and in the meantime check out the list below.

1. DRickard Insurance is located nearly in the middle of upstate and understands upstate New York State business and the way many home daycares are set up.

2. Keep your homeowners insurance! DRickard works with many insurance companies and discusses the needs of the insureds with them. If your home insurance company works with DRickard insurance we can be able to discuss the situation with them and they may agree, based on your purchasing In-Home Childcare Liability Insurance, to continue your homeowners insurance. Of course they may have additional stipulations that must be conformed with.

3. DRickard insurance has home insurance options for In-Home Childcare providers, and in some cases, the home insurance company will offer liability coverage for the daycare also. However the coverage provided from the home insurer is unlikely to be as comprehensive as what is available from a specialty in-home child care policy.

4. Landlords can find solutions with DRickard Insurance also. When there is a childcare business in a landlord building, many time the landlord insurer will cancel their policy. At DRickard Insurance we have insurers who will agree to provide insurance coverage for the building if the childcare business provides evidence of specialty childcare insurance with at least as much coverage as the landlord insurance policy liability coverage amount is.

5. Unlike many agencies DRickard Insurance provides childcare liability insurance from an insurer who has policies that are admitted in New York State. What that means to the consumer is that additional fees for being non-admitted will not be charged.