When should I buy life insurance? The earlier in life the better. For the best price on life insurance it would have been best for your parents or grandparents to have bought you a policy as an infant that would have been the least expensive and possibly preserved your future insurability so you could have bought additional insurance without going through underwriting questions including health inquiries. If your parents did not buy you a policy, now would be the time to take action.
I have really poor health, can I still get life insurance? Maybe, if you are between the ages of 50 and 80 we probably can find you an insurance policy that will ask no health questions. Contact us for details at 607-843-8860 or insurance@drickardinsurance.com.