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Lessors Risk Insurance

Commercial Rental Property Insurance

Lessors Risk Insurance is for your property that is tenant occupied building for commercial purposes and you or your business is not the primary occupant. This is the type of policy that is designed to protect your interests in the value of the building, your owned contents, your interest in continued income, and liability exposure in a tenant occupied commercial building.

Use the list above to narrow down the type of insurance policy package best for you or contact us for help 607-843-8860 insurance@drickardinsurance.com

Even if your tenant is required to carry coverage on the building and naming you as an additional insured you will still need insurance protection. It is possible that your tenant may not be liable for a claim but you as the landlord or property owner will be.

Your eligibility for coverage will be greatly affected by the type of business you allow in your business. You may wish to check with us before leasing the building out to see how your policy will be affected by your tenant.

You should be concerned with more than the amount of coverage for your building. What about the loss of income you will have if the building cannot be occupied due to a covered cause of loss. What is someone sues you for a slip and fall or false advertising? Will you suffer what is called a co-insurance penalty for not insuring your building for enough? There are many more questions to ask, contact us for the answers. Put us to work for you and let us design and find you your next policy. insurance@drickardinsurance.com 607-843-8860

If you occupy your commercial building you may not need a Lessors risk policy.

Need help determining what type of insurance you need for your property? Our Find A Solution question tree will be helpful. Even more helpful are our agents and brokers. Take the opportunity to chat with one now or call 607-843-8860 or email insurance@drickardinsurance.com

Why require that my commercial tenants have insurance listing me as Additional Insured?

For more information and to find out if your tenant occupied property qualifies for the insurance policies we have found please contact us insurance@drickardinsurance.com or 607-843-8860.

Click Here to send us basic information for an insurance premium indication