Other Types of Properties Covered      Coverage Options      Savings Ideas      Tools for Landlords

Tools for Landlords

Discount on Tenant Screening     Help For Landlords     Insurance Products     Landlord Newsletter     Manufactured Home Park Renter's Insurance Flyer     Mobile Application     Stick Build Landlords - Renter's Insurance Flyer

DRickard Insurance specializes in Income Property Insurance, and through our years of helping landlords get the best coverage for their business, we've found and created a few tools to help you run your business.

Discount on Tenant Screening

For Foremost Clients

Who wants to commit a rental property for 12 months to a complete stranger? When you screen a tenant before a contract is signed, you can have the peace of mind that comes from knowing you did your homework first. Here are a few other ways you can benefit:

• You don’t want to worry about what you don’t know. With a credit report, criminal background check and eviction history, you can make a more informed decision about a potential tenant.
• The tenant screening program we found is an easy process. All the you have to do is set up the screening, get the information to the tenant, and the rest is taken care of. The tenant information will be sent directly to your inbox.
• Do you want to pay for the report, or do you want to pass the charge on to your applicant? Either way that's up to you, and we can provide a discount on the screening fee!
• We also work with several companies that offer a discount on Landlord Insurance policies for several different types of tenant screening!

How it works:

• Sign up for a free account and application online here. When prompted use the Coupon Code: FOREMOST
• Invite potential tenants to apply by entering their email address into the application, then decide if you want to pay the discounted fee or pass it to the applicant.
• The applicant authorizes the screening process and verifies their identity online.
• The reports get delivered right to your email.

NOTE: DRickard Insurance has nothing to do with the screening vendor. For more information, give us a call at 607-843-8860 or email us at insurance@drickardinsurance.com.

For Miller's Mutual Clients

Online tenant screening for landlords and property managers.

SmartMove is the convenient tenant screening service for people who don’t manage hundreds of properties.

Screening tenants used to be just for large professional property management companies. It’s easy to understand why: pulling certain types of tenant background checks like tenant credit reports isn’t possible for most individuals.

With SmartMove, a landlord can run an online tenant credit check, eviction history and criminal background check in minutes.

• No Set-up Fees
• No Minimums
• No Hassle

How It Works:

• The Landlord emails screening request to applicant
• Applicant authorizes screening by providing personal info online
• SmartMove sends the landlord the screening reports

Use this link for tenant screening.

Help For Landlords

When we receive notifications about recalls or other things that might effect landlords we will post them here.

Kidde Fire Extinguisher Recall

Are You in Compliance? - Carbon Monoxide Detectors

Insurance Products

Even more insurance ways to protect you and your business.

• Data Breach
• Cyber Liability
• Flood Insurance
• Workers Compensation
• Employment Practices
• Discrimination
• Umbrella Liability

Third Party Products

Some of the insurers we work with have arranged for discounts for some of these items for their customers.

Landlord Newsletter

Sign up for our Landlord Newsletter to get many helpful tips and updates on how to make sure you are covered and save money on your landlord policy!

Manufactured Home Park Renter's Insurance Flyer

MHP owners have many liability entanglements. Some of your tenants have their own manufactured homes while others rent homes that you own. In some cases someone else owns the home that is on your land and that tenant is renting from you and the owner of the residence. We strongly encourage you to have every owner of a home that is not also the resident of the home to list you as an additional insured on their policy in order to protect you from liability losses that could be caused by their rented manufactured home. Your tenants activities can also expose your to loss, so we strongly encourage you to require in your residential leases that the tenant must have manufactured homeowners or renters insurance.

Many Tenants are unaware that Manufactured Home or Manufactured Home Renter's Insurance exists. However by having a lease that requires your tenants to have insurance, and you having verified that they do by keeping a copy of their declaration page(s) of their insurance policy, may result in savings of MHP insurance premium and exposure to loss. For more details give us a call at 607-843-8860 or email us at insurance@drickardinsurance.com. We have created a flyer to help your manufactured home tenants to understand the value of valuable insurance found below.

Click here for a flyer that you can share with your tenants.

(Please duplex print them as needed since they will be updated from time to time without notice.)

Mobile Application

We found that many Landlords tend to buy and sell properties. We've developed a mobile application with tools to make getting coverage for your new properties easier.

Stick Build Landlords - Renter's Insurance Flyer

Many Tenants are unaware that Renter's Insurance exists. However by having a lease that require your tenants to have renters insurance, and you having verified that they have Renters Insurance by keeping a copy of their declaration page(s) of their renters insurance policy, may result in savings of up to 10%! For more details give us a call 607-843-8860 or email us insurance@drickardinsurance.com. We have created a flyer to help your tenants to understand the value of Renter's Insurance found below.

Click here for a flyer that you can share with your tenants.

(Please duplex print them as needed since they will be updated from time to time without notice.)