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Landlord Insurance
Premium Savings* Ideas

Choices      Discounts      Policy and Coverage Strategies

Discounts - Based on the characteristics of your property, your business practices, and various other factors you may be able pile some discounts on your income property insurance policies. Sounds like fun, right? Give us a call at 607-843-8860 or email us at insurance@drickardinsurance.com.

Landlord Association Discount - Some areas have landlord associations that help their members in the management of their properties with ideas and resources. In some cases the group gets discounts on tenant screening, legal service and provides a forum for issues to be discussed. Because of this we may be able to find you discounts on your income property insurance because of being a member of an association. Give us a call at 607-843-8860 or email us at insurance@drickardinsurance.com.

Tenant Screening Discount - If you do background checks on tenants before you allow them to take occupancy you will likely have less problems with tenants. Because of this some insurers have discounts for the use of tenant screening. For more information give us a call at 607-843-8860 or email us at insurance@drickardinsurance.com.

Multi-Policy Discounts - Some insurers give a discount when you have multiple policies with them. Therefore in some cases it makes sense to put as much business as you can with one insurer. In other cases the premiums are so high on some policies that you cannot justify the purchase. What is the right fit for you? Give us a call at 607-843-8860 or email us at insurance@drickardinsurance.com.

Multi-Location Discount - If you insure multiple locations in one policy there may be a discount available. Do you want to know more? Give us a call at 607-843-8860 or email us at insurance@drickardinsurance.com.

Pay In Full Discount - PIF Discount - Some insurers give a discount of your annualized premium if you pay off your annualized premium in one payment. Not only does PIF simplify your life, it also saves you pesky installment fees. How much can your savings add up? Give us a call at 607-843-8860 or email us at insurance@drickardinsurance.com.

Property Management Company Discount - If you use a profession property manager some insurers will offer a discount off of you annualized premium. What insurers do this? Does your property manager qualify according to insurers standards? Give us a call at 607-843-8860 or email us at insurance@drickardinsurance.com.

*Savings vary by insurer. Not all insurance companies offer the same options. Not all options are available in every state. There are many factors involved in creating a policy that is right for you. Just because it is cheap doesn't mean it is better. Policies may look the same however the devil is in the details. Seemingly small endorsements or changes of a few words in a policy make a big difference at the time of a loss. You should know your policy well. For more details contact us at insurance@drickardinsurance.com or at 607-843-8860.