Fillable Questionnaire - Complete a fillable PDF and submit it to us with your info.
Are you a renter or tenant looking to protect your property and liability? Click here for more help.
Need help figuring our what type of property insurance you need? Answer up to seven questions online and find a solution. Click here
How many rented manufactured homes or lots do you have 1 or 2, 3 - 10, 11+, or Seasonal?
From one tenant occupied manufactured home or you have hundreds let DRickard insurance be the income manufactured home insurance solution finder for you. The age of the manufactured home is not an issue. Contact us for custom made solutions at insurance@drickardinsurance.com or 607-843-8860.
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Suppose you own none of the manufactured homes on your property. We are still the go to agency for insurance solutions.
The best landlord insurance for a rental manufactured home is the policy that is designed to fit your needs and not some one size fits all approach that is becoming all too common. So, for uncommon solutions and a customized insurance policy creation keep reading and contact us at insurance@drickardinsurance.com or 607-843-8860. |
Rental Manufactured Home Insurance (1 or 2 units)
The best insurance solutions for rental manufactured homes always involve specific answers to the concerns of the individual owners. It is important to include features in your insurance program such as coverage for the residential unit(s), other structures on the property, any person property you have at the location, loss of rents coverage, a variety liability insurance coverage, and medical expense reimbursement. Even though the foregoing are the most common insurance considerations there are a great deal of other coverage options that should be thought of when buying this type of policy. Here are some of the most common questions from manufactured home landlords:
Cost - Most of our individual homes are insured for around $250 per year. You will need to contact us at insurance@drickardinsurance.com or 607-843-8860 for a complete description of this type of coverage and limitations.
| Replacement or Actual Cash Value - Most insurers will not allow replacement cost on manufactured homes rented to others. If the home is 7 years old or less we may be able to find replacement cost settlement option coverage for single wide homes. If the home is a doublewide on a continuous masonry foundation we have even more flexibility regardless of age. |
3 to 10 unit Manufactured Home Community Owner's Insurance
Our options differ greatly from insurer to insurer for Manufactured Home Community Owners Insurance. The most basic policies we design are for those needing basic liability coverage because you only own a well house and do not own the manufactured residences and sheds. We can offer a great many types of coverage all the way up to covering comprehensive needs including swimming pools, playgrounds, surfaces, hot tubs, water front liability and docks, and more. So, contact us at insurance@drickardinsurance.com or 607-843-8860 with a description of your property and lets us find you the policy you are looking for.
| Pets - Depending on what animals are harbored on the premises we will be able to offer a variety liability coverage options. Dogs are now generally automatically excluded from coverage in most cases. You do need to inform your insurer about the dogs you are aware of or you suspect may be living on the insured property. Call us to find you insurers who don't automatically exclude canine injury coverage. |
11+ Unit Manufactured Home Community Owner's Insurance
With products specially designed for the large Manufactured Home Community Owner (11+) we can help you find comprehensive policies including many pick and choose options. With our many insurers the options grow faster than we can update this web page. So contact us at insurance@drickardinsurance.com or 607-843-8860 when you are serious about looking into the package of insurance we can design for you. We are happy to help with these very complicated policies.
Seasonal Park Insurance
Some of the parks in New York State are seasonally occupied and will otherwise remain vacant during the off season. Still others offer RV spaces and short term rentals, even camp sites. You may allow year round parking for your renter’s RVs. We can probably find an insurance product to accommodate you.
Depending on what you have you may be better served by a camp ground or resort policy. In any case we are happy to help you with insurance solutions.
Please call us now and put us to work for you 607-843-8860 or email us at insurance@drickardinsurance.com.
Your insurance coverage concerns should include but not be limited to:
For more information and to find out if your tenant occupied property qualifies for the insurance policies we have found please contact us at insurance@drickardinsurance.com or 607-843-8860.
Click Here to send us basic information for an insurance premium indication.