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Rental Manufactured Home Insurance

Manufactured Home Community Owner's Insurance

Fillable Questionnaire - Complete a fillable PDF and submit it to us with your info.

Are you a renter or tenant looking to protect your property and liability?  Click here for more help.

Need help figuring our what type of property insurance you need? Answer up to seven questions online and find a solution. Click here

How many rented manufactured homes or lots do you have 1 or 2, 3 - 10, 11+, or Seasonal?

From one tenant occupied manufactured home or you have hundreds let DRickard insurance be the income manufactured home insurance solution finder for you. The age of the manufactured home is not an issue. Contact us for custom made solutions at insurance@drickardinsurance.com or 607-843-8860.

Rental Manufactured Home Insurance (1 or 2 units)

The best insurance solutions for rental manufactured homes always involve specific answers to the concerns of the individual owners. It is important to include features in your insurance program such as coverage for the residential unit(s), other structures on the property, any person property you have at the location, loss of rents coverage, a variety liability insurance coverage, and medical expense reimbursement. Even though the foregoing are the most common insurance considerations there are a great deal of other coverage options that should be thought of when buying this type of policy. Here are some of the most common questions from manufactured home landlords:

Cost - Most of our individual homes are insured for around $250 per year. You will need to contact us for a complete description of this type of coverage and limitations. insurance@drickardinsurance.com 607-843-8860

3 to 10 unit Manufactured Home Community Owner's Insurance

Our options differ greatly from insurer to insurer for Manufactured Home Community Owners Insurance. The most basic policies we design are for those needing basic liability coverage because you only own a well house and do not own the manufactured residences and sheds. We can offer a great many types of coverage all the way up to covering comprehensive needs including swimming pools, playgrounds, surfaces, hot tubs, water front liability and docks, and more. So, contact with a description of your property and lets us find you the policy you are looking for. insurance@drickardinsurance.com 607-843-8860

11+ Unit Manufactured Home Community Owner's Insurance

With products specially designed for the large Manufactured Home Community Owner (11+) we can help you find comprehensive policies including many pick and choose options. With our many insurers the options grow faster than we can update this web page. So contact us when you are serious about looking into the package of insurance we can design for you. We are happy to help with these very complicated policies insurance@drickardinsurance.com 607-843-8860

• Liability Coverage
• Comprehensive General Liability with limits currently $1,000,000 per occurrence and a $3,000,000 aggregate. (Increased limits may be available from additional umbrella policies.)
  • Liability for common areas including swimming pools, tennis courts, and playgrounds
• Employee Benefits Liability
• Auto Liability
  • Owned
  • Non-owned
  • Hired
• Employment Practices Liability (in a separate policy)
• Cyber Liability (in a separate policy)
• Flood Coverage and Excess Flood Coverage (in a separate policy)

• Property Coverage
• Owned Buildings and Rental Units
• Coverage for loss of rental space income due to direct physical loss of owned and non-owned manufactured homes
• Outdoor Property such as trees, shrubs, and fences
• Ordinance of Law, Demolition, and Increased Cost of Construction
• Debris Removal may include abandoned manufactured home depending on the choices you make
• EDP - Electronic Data Processing
• Pollutant Clean-up and removal
• Boiler and Machinery

Seasonal Park Insurance

Some of the parks in New York State are seasonally occupied and will otherwise remain vacant during the off season. Still others offer RV spaces and short term rentals, even camp sites. You may allow year round parking for your renter’s RVs. We can probably find an insurance product to accommodate you.

Depending on what you have you may be better served by a camp ground or resort policy. In any case we are happy to help you with insurance solutions.

Please call us now and put us to work for you 607-843-8860 or email us at insurance@drickardinsurance.com.

Your insurance coverage concerns should include but not be limited to:

• Property Options
• Value of owned manufactured homes and structures.
• Loss of rents
• Service Vehicles and Equipment

• Liability Options
• Bodily injury
• Property damage
• Personal injury
• Cyber liability
• Advertising injury
• Many addition threats of liability loss

• Employee Issues

• Auto Issues
• Owned, non-owned, and hired auto issues

For more information and to find out if your tenant occupied property qualifies for the insurance policies we have found please contact us insurance@drickardinsurance.com or 607-843-8860.

Click Here to send us basic information for an insurance premium indication.

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