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Vacant or unoccupied property insurance solutions.

DRickard Insurance

Your Favorite Insurance People

607-843-8860    insurance@drickardinsurance.com

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Vacancy

Fillable Questionnaire - Complete a fillable PDF and submit it to us with your info.

Are you a renter or tenant looking to protect your property and liability?  Click here for more help.

Need help figuring our what type of property insurance you need? Answer up to seven questions online and find a solution. Click here

FAQs

Vacancy Insurance
Building(s) Coverage
Liability Coverage
Flexibility In and Out of Vacancy

For what ever reason your property is vacant and you need insurance. We understand that the property may be vacant, and for most of these cases, we do find insurance solutions. Vacancy Insurance may be provide in more than the following situations:

  • Death - property held in an estate, you need to protect the estate from liability as well as the estate's asset

  • Inheritance - You do not know what you are going to do with the property, now the liability is on you personally if someone is hurt there, and wouldn't you like to protect the value of your inheritance. Find vacant property insurance whilst in the name of an estate.

  • For Sale - The property is actively on the market, people are coming through creating liability concerns. Maybe you are buying property with the ideas of selling it right away, to flip, we may still find you an insurance solution. Wouldn't you also like the market value of the building covered? Please call us 607-843-8860.

  • Renovation - The property needs renovation but you will not be able to get right to work on it. While it stands vacant you still have premises liability issues, even for unwanted visitors. There is a need to protect the value of the investment against loss. However if your renovation is not delayed, we have renovation insurance programs to offer you.

  • Between Tenants - Putting the wrong tenant in your building can create a nightmare for you. While you wisely waiting for the ideal occupant there is the need to protect the value of your property and your portfolio from the damage a liability loss could do. So yes, we have solutions for your temporarily vacant properties.

  • Indefinitely Vacant - You're holding a property until you find the right move to make with it. Even if it were open land there would be liability concerns. That being true, you have a greater need for insurance when vacant property has buildings on it. Protect your assets by getting vacant property insurance.

  • Land - Vacant land seems very hard to find insurance for. We do have solutions. Since this may get complicated and insurers may need to be negotiated with to deliver this solution we suggest you contact us now to help you. 607-843-8860 insurance@drickardinsurance.com

  • Manufactured Homes - Do you have a vacant manufactured home that is vacant that needs insurance protection? Contact us. We work hard at being the solutions insurance agency. Single wide, double wide, and modular vacant home insurance solutions are found here. 607-843-8860 insurance@drickardinsurance.com Have you run into problems because of the age of the home? Call us.

  • Commercial Vacant - We can handle many types of vacant commercial property insurance situations. Commercial renovations, new construction projects, indefinite vacancy, for sale, and probably some we haven't thought of. Call us, we are happy if you challenge us with something interesting. 607-843-8860 insurance@drickardinsurance.com

For more information and to find out if your tenant occupied property qualifies for the insurance policies we have found please contact us insurance@drickardinsurance.com or 607-843-8860.

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