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Commercial Insurance Products

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Thank you for looking to DRickard Insurance for your business insurance products. Businesses need a wide variety of insurance protection. Insurance can protect business owners from losses that would occur from loss of business property, loss of use of owned or rented property, Liability losses due to bodily injury or personal injury. Yes, those are two different things. Required insurance or bonds that may be required by government may also be acquired using DRickard Insurance. These include Workers Compensation, New York State Disability, and various bonds.

Building
Business Contents
Loss of Income/Rents
Liability
Cyber
Products Coverage
Workers Compensation - Without the State Fund
NYS DBL/PFL

Each business has specific needs unique to that business. For example a pizzeria needs coverage for the food they produce, loss of refrigerated products, and usually a delivery liability exposure. While an optician has a requirement, placed on them by the government, for specific bonds, as well as an a need for professional liability protection.

Please use our list directory to find your business and how we may help you.

Please follow the links below for a partial list of businesses that we have products for, click the business category for more information:

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Other Commercial Real Estate insurance information may be found here.

We have found insurance products for many businesses, such as: