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DRickard Insurance "Your Favorite Insurance People"

Contact Us

DRickard Insurance

Contact Us

Your Favorite Insurance People

607-843-8860  insurance@drickardinsurance.com

Real Estate Insurance Often we receive inquires about Real Estate Insurance.  The fast answer is yes we do sell it.  The devil in the details is what type of real estate do you wish to insure, what is the current occupancy and what is the intended occupancy?  We understand that this can be a lengthy story and sometimes it is hard to find what you are looking for.  For these reasons we strongly suggest calling in to save you time. 607-843-8860 However, many of you want to avoid talking to insurance agents until the last possible moment.  If you fall into this category please see more helpful information below. If you are uncertain what type of property insurance would be best for you may use our handy property insurance resolution tree of just seven questions to get a good idea of what would be right for you.  If you know for sure that you need commercial insurance, but not what type of policy(ies) follow this link with only 4 questions.  You don't even need to talk to us, unless you would like to, 607-843-8860 or insurance@drickardinsurance.com. If your Real Estate is undeveloped and you own it in your personal name we have a really good way to extend liability coverage to it from you homeowners insurance policy.  Yes, you will need to move your homeowner insurance to us.  It could save you thousands.  If you have undeveloped commercial real estate we have other solutions based on your plans and timeline.  Even if you intend to hold the property indefinitely we probably have your solution for insurance.  We would share that with you if you chose us to be your insurance agents.  Call us 607 843 8860 For Commercial Real Estate rented to others you will be happy to know our number one category of insurance is all types of tenant occupied property.  In fact some refer to us as the Landlord Insurance People.  We would like to be your favorite insurance people.  For a list of the income properties we can find insurance for see this list. 1-4 Family Structures Insurance Apartment Buildings Insurance Apartment Complexes Insurance Buyer/Seller Under Contract Commercial Insurance Distressed Properties Insurance Landlord Insurance Lessor's Risk Insurance Mixed Occupancies Insurance Occasionally Rented Property Insurance Purchaser/Seller Under Contract Property with losses Insurance Renovation Projects Insurance Retail Property Insurance Retail Plaza Insurance Single Family Rental Insurance Short Term Rentals Insurance Student Housing Insurance Under Contract Vacation Rentals Insurance If you are going to build a new property and have not started yet this link will help you more, Builders Risk.  If you have a building that needs to be renovated or is in the middle of the course of construction we offer a better product for you, Renovation Project Insurance.  Even if you are going to flip the property these are good choices.  For simpler service you may reach our property team at 607-843-8860 or insurance@drickardinsurance.com Speaking of flipping a property, if you are buying a property that will remain vacant for or you are not going to do anything with a property our vacant property insurance is a solution to protect your interests.  If you are buying a building that you will occupy with your own business you may always contact us 607-843-8860 or insurance@drickardinsurance.com and we will take you through each step of what we may offer you or follow the list below for more specific details for your business. Please use our list directory to find your business and how we may help you. A B C D E F G H I J K L M N O P Q R S T U V W XYZ Landlords Auto Business Auto Commercial Auto Fleet Auto Bonds Business Owners Policies (See the many categories through our alphabetic list) Contractors Employment Practices Liability Insurance Special Multi-Peril Packages (See the many categories through our alphabetic list) Farm Food Services Industry Health & Fitness Landlords Liability Commercial General Liability Employment Practices Liability Specialty Liability Manufacturers Property insurance coverage for Personal use or Business use. (Uncertain of what you need? Click here) Vacant Workers Compensation Please follow the links below for a partial list of businesses that we have products for, click the business category for more information: A B C D E F G H I J K L M N O P Q R S T U V W XYZ   Commercial Liability Insurance   A much requested coverage is Commerial Liability or Commercial Building Liability Insurance.  While we do offer this coverage we no longer offer it as a stand alone policy.  It has been our experience that not only does a policy offering both property and liability insurance often cost less than liability coverage alone.  Also, having a more complete policy gives our insureds a better insurance experience.  Contact us for more information and you may be surprised what we can do for you, even if other agencies have not help you satisfactorally.

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