Business Insurance Products

What insurance should I buy?       Commercial Property

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Thank you for looking to DRickard Insurance for your commercial insurance products.

Businesses need a variety of insurance protections. Insurance can protect business owners from losses that would occur from loss of business property, loss of use of owned or rented property, and liability losses due to bodily or personal injury. Yes, bodily and personal injury are two different things.

Insurance or surety bonds that may be required by the government may also be acquired using DRickard Insurance. This includes Business Owners Insurance packages, many types of liability coverage, Workers Compensation, New York State Disability, Paid Family Leave and various bonds.

Each business has specific needs unique to that business. For example a pizzeria needs coverage for the food they produce, loss of refrigerated products, and usually a delivery liability exposure. While an optician has a requirement, placed on them by the government, for specific bonds, as well as an a need for professional liability protection.

Please use our list directory to find your business and how we may help you.

We have found insurance products for many businesses, such as:

• Landlords
• Auto
• Business Auto
• Commercial Auto
• Fleet Auto
• Bonds
• Business Owners Policies (See the many categories through our alphabetic list)
• Contractors
• Special Multi-Peril Packages (See the many categories through our alphabetic list)
• Farm
• Food Services Industry
• Health & Fitness
• Landlords
• Liability
• Commercial General Liability
• Cyber Liability
• Employment Practices Liability Insurance
• Real Estate Agents Errors & Omissions
• Specialty Liability
• Manufacturers
• Not For Profit
• Property insurance coverage for Personal use or Business use. (Uncertain of what you need? Click here)
• Restaurants
• Vacant
• Workers Compensation

These are a partial list of businesses that we have products for, click the business category for more information:

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