Questions:

What information do I need to provide to get a good auto insurance proposal?

My spouse does not have a driver's license, do I need him listed on my policy?

Answers:

What information do I need to provide to get a good auto insurance proposal? ^TOP

When you call us to get a price on auto insurance please have ready all of the following:

1. For every person residing in the home or who has regular use of the auto(s).

   1. Dates Of Birth (DOB)

   2. Social Security Numbers (SS)

   3. Driver's License Numbers (DMV#)

   4. Length of time driving with a license.

   5. A list of all accidents and driving convictions for the last 5 years

2. For every auto.

   1. Year

   2. Make

   3. Model

   4. Vehicle Identification Number (VIN)

   5. Use of the auto

   6. Estimated annual miles that will be put on the auto

3. A copy of the most current insurance declaration page if any (dec page)

My spouse does not have a driver's license, do I need him listed on my policy? ^TOP

Yes, all persons living in your household should be listed with the insurer.  When a driver's license is suspended the insurer will list the driver and record that the license is suspended.  If the person has never been licensed or the license is surrendered or revoked the person still needs to be listed.  Even minor children should be disclosed to the insurer.  Doing so may very well lead to getting a discount!  It does not work this way with every insurer.  Contact us so we can see what we can build for you while we answer your insurance questions. 607-843-8860 insurance@drickardinsurance.com