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Coverage Options

Are you getting all of the coverage options you are entitled to? Below are a list of some of the coverage options we have found offered my some insurers. Not every insurance company offers them all and there may be differences in eligibility for these insurance coverages from carrier to carrier and state to state. If you have a personal auto policy in New York State please call us and we may see what carriers and coverages you may be eligible for. Please call 607-843-8860 or email us insurance@drickardinsurance.com so we may find you best match of price and product for you.

 

Accident Forgiveness	Yes, you can buy forgiveness for an accident you have not had yet.
Airbag Malfunction	There is no accident and your airbag deploys it can still be covered.
Dog Medical	Or pet medical benefit for your animal family friend who is hurt in an covered auto accident.
New Car	For a period of time the insure will replace your auto without calculating depreciation.
Personal Effects	Personal property coverage for article in you auto.
Pet Injury	Pet Injury coverage covers pets injured during a claim covered by Collision or Comprehensive coverage. This coverage is available for pets riding in the car and owned by the named insured or his/her relatives.
Rental	Due to a covered cause of loss you need to rent an auto this is the coverage you will want to have.
Towing	More often now this is called roadside assistance coverage.
Vanishing Deductible	The larger the claim the lower the deductable gets.