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Do you occupy 51 % or more of the building with your active business or is the building completely occupied by tenants?

               Yes - I occupy 51% of my building(s) with my business – Very good, you need a policy based on your business.  You may contact us 607-843-8860 or insurance@dickardinsurance.com so we may build you a custom designed policy for your business and building.  Or follow this path to our business category selections.  

                No - My building is completely occupied by tenants or I only occupy less than 51% of my building – We need more information to send you down the right path.  Click here and tell us more about the building occupancy.

Our “What do I need?” wizard is designed for general guidance only and not a substitute for consultation with a licensed insurance agent or broker at DRickard Insurance.  They may be contacted at 607-843-8860 or insurance@drickardinsurance.com.  All policies must comply with individual insurer’s underwriting standard to be eligible for their insurance products.  Not all terms used are available with all insurers.  None of the information is to be considered an offer or description of coverage.  All of our web pages are for general guidance only, no information contained is contractual.  You must consider your individual policies carefully.

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